Replace your AC, furnace or full system without putting it on a credit card or draining your savings. Two clear plans, $0 down available, and a credit decision that usually lands in minutes, so you're ready before Portland's next cold snap or heat wave.
Credit limits up to $100,000 · subject to credit approval.
“Financed a new heat pump at $0 down. The application took ten minutes and the payment is lower than I expected.”
Priya M., Hillsboro
Some homeowners want one steady payment they can plan around. Others want a little breathing room before the first bill comes due. Either way, there's a plan that fits.
One steady payment you can budget around, month after month, and you're free to pay it off early anytime with no penalty.
Best for full-system installs & bigger projects
How to apply
Ready to get comfortable?
Call for a free in-home estimate. We'll help you find the plan that fits.
Get your new system installed now and pay nothing for the first six months, no payments and no interest. After that, it settles into a low fixed rate for the rest of the term.
Best when you want a no-payment period up front